30. Save at least 10 percent of your income
Some people pay other people first – mainly because they’re in debt – often because they try to live above their means. Don’t be like those people. Instead, live well below your means, and save at least 10 percent of your income outright.
A good example of living well below your means is eating at home instead of eating out. This can save you hundreds, if not thousands of dollars every year and by putting those savings into a mutual fund, it will only continue to grow well onto the next decade or so.
Remember, if you spend less than you earn, then you’ll find yourself financially free.